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What are Group Health Insurance Plans?

A group health insurance plan is an insurance plan that provides healthcare coverage to small business, the self employed, medium to large businesses, and select groups of people.

Group Health Insurance Plan Rates

Group health insurance plans are one of the major benefits offered by most employers. The plans are usually uniform in nature, offering the same benefits to all employees or members of the group. To learn more about the group health insurance plan rates, fill out our contact form and a representative will ask you a few questions to determine the best rate for the level of service you require.

Group Health Insurance Plans for Small Business in NJ, NY, and CT

Often an employer can offer 2 or 3 options for the employees to choose from.

Three Common Types of Group Health Insurance Plans

  1. PPO (Preferred Provider Organization)
  2. POS (Point of Service)
  3. HMO (Health Maintenance Organization) 

High deductible plans allow employees to put away money in an HSA (health savings account). To learn more, fill out our contact form or call 201-384-4446.